There is a big health risk when mold is present in your home, according to the World Health Organization. Have you ever imagined that wall, books, clothes, toys and even your CDs are home of mold? Their growth can turn your things into moist and musty sadness that can be compared to garbage. However, for all the molds corrupting menace, the primary question that must be answered is to what extent or degree will you worry when they invade your home? Also, what are the risks they can pose to your family’s health? This article is going to answer these questions and the importance of mold testing NJ.

Molds come in different textures and forms, they appear as black, white, green, yellow or blue and often, they look like a stain or discoloration on a surface. Also, they can have a fuzzy or velvety appearance; it all depends on the kind of mold and the place they are thriving. Mold spores are invisible, they can be found anywhere and everywhere both inside and outside your home. These spores get inside your home by air or when they are attached to people or objects. Open doorways, windows and ventilation systems are the most common gateways of spores. Shoes, clothing and pets can facilitate the entrance of mold in the home too.

According to the report of the World Health Organization, about 10%-50% of environments in the home in North America, Europe, Australia, Japan and India are affected by dampness. This suggests that the problem of mold is a highly pressing issue all over the world. In North America, the EPA or Environmental Protection Agency state that if you have a problem of mold in your home, you must clean-up them up immediately at the same time fix the water problem.

Are there potential health risks of mold? According to the Center for Disease Control and Prevention, exposure to mold does not always pose health risks indoors but for sensitive people, they can be affected. On the other hand, WHO said that moldy environment is often associated with indoor air pollution and could worsen this is certainly a risk factor for people who have respiratory conditions. They can produce harmful substances that can harm the health such as irritants, allergens and mycotoxins which are potentially toxic substances. In particular, EPA said mold exposure can irritate the nose, eyes, throats, lungs and skin even if you do not have an allergy. The most common symptoms include blocked or runny nose, itchy nose, itchy throat, sneezing and watery eyes.

mold testing NJ

Image – rohrlab.com

In addition, for those who have mold allergies, they have a greater risk of having asthma according to CDC while Prof. Stephen Spiro of UK’s British Lung Foundation informed the public that the presence of mold indoors can be more dangerous than simple pre-existing conditions. He said that certain species of mold can cause scarring and serious lung infections.

For these reasons, the WHO released a guideline to have quality indoor air. This issue has mixed conclusions but they conclude that there is sufficient evidence in the association of indoor dampness and respiratory health effects including respiratory infections, asthma, dyspnea, coughing and wheezing.

Despite the inconclusive results of the current research, the EPA and CDC recommend that growth of mold must be dealt with promptly. Both organizations said that the most crucial part in the prevention of mold is to control moisture to avoid them from growing indoors. The key is to act immediately in case of spillage or leak and dry the areas within forty-eight hours to make sure the mold will not grow.

If you are uncertain of their presence in your home, you can ask professional help from companies that conduct mold inspections.

As winter season comes, homes usually get all sealed-up for the protection of the inhabitants from the winter cold. However, with any season, caution must be considered in ensuring your home’s cleanliness so as to safeguard the property itself and of course, the occupants.

Canadians consume most of their time inside their homes. It is vital for your health to breath in clean air- yet it goes more than the air itself. Before the cold climate starts, there are numerous things that householders should highly take into account for their environment to be kept clean and green.

For instance, clogged dryer vents are a good breeding ground for bacteria and mold. Moreover, dryer vents that tend to clog can be a fire hazard, and can hinder the proper carbon monoxide ventilation. For kitchen and bathrooms alike, moisture is the main culprit that can result to build up of mildew and mold, while also producing unpleasant scents. Both the bathrooms and kitchen are two of the most-utilized areas of your home. Keep on-guard through extensive and regular cleaning for both of these greatly frequented rooms. Remember that moisture can load to mold formation where it is invisible to your naked eyes, such as in the ceiling or behind the walls.

It is also equally important of keeping your carpets and rugs clean at all times. Usually, people don’t mind with regard to the significance of cleaning their carpets at home and don’t bother about what such collects. Dirt, dust mites, dust, fungus, pet dander and all kinds of mysterious yet potentially unhealthy and harmful particles can grow in your home carpets that can lead to respiratory issues, asthmatic attacks, allergic reactions and some other illnesses. Carpets are believed to be a conducive nesting ground. It would be best to find a home cleaning company professional to do your carpet cleaning regularly.

home cleaning company

Any quantity of normal living within your home will generate pet dander, dust, moisture and array of particles that can simply include pollutants, pathogens and among others. Fungus, mildew, allergens and molds will likely to develop in your house in addition to the average “grime and dirt” of everyday living.

It’s best to always keep your home tidy and thoroughly clean and this advice should be applied to every season of the year. As the cold season commences however, cleanliness turns to be even more important for the protection and wellness of everyone at home and also your property.

In the region of Ottawa, Dr. Clean Air is one of the best cleaning aids and it can offer all the house cleaning services you need. There are also other cleaning services that have extensive packages and services which include dust cleaning, home cleaning, carpet cleaning, dryer vent cleaning and even maid services.

The recovery of the economy of the US only implies that small businesses should become more creative when it comes to searching for guarantor loans.

However, for those companies that has efficient business strategies have a greater chance to acquire one. Their options would include borrowing from traditional banks and financial institutions that are affiliates of the Small Business Administration, as well as financial services from online-based lenders.

According to the chief executive officer of the American Management Services (that offers consultation services to small businesses), George Cloutier, “For creditworthy, high-scoring small businesses, there is money available.”

“The best place to get small business loan is still a bank. Banks typically offer the lowest interest rates and many have established reputations as trustworthy lenders,” said Cloutier.

“Many small businesses try 3 or 4 banks and then stop looking. Take out the phone book, target ten banks and work through that list,” he added further.

It is important to note that using a more persistent approach and business strategy has a greater chance at achieving success. This strategy actually worked for Michael McKean, who is the founder of the Knowland Group —- a company that offers help to hotels to acquire clients that would fill up their conference rooms.

During the past few years as The Knowland Group is at the peak of their success, McKean started to search for a bank that could give an expanding company an access to loans.

According to McKean, “We talked to every bank in our area, at least a dozen. Many came back with proposals, but the terms were very onerous. Or sometimes they shifted terms.”

And finally, the MandT Bank gave them access to a loan.

“They just wanted to get our business,” said McKean.

According to him, they didn’t approach MandT dissimilarly than they have approached any other banks. “It was just a matter of being persistent until the right deal came along,” he says.

Furthermore he added, “We did everything right, approaching the right person at each bank. We’re a profitable business. I think it was just the credit crunch that prevented us from getting a loan.”

Cloutier, however, says that the primary factor to success with banks is for companies to show how profitable they are or they were, and to describe an effective and efficient strategy to gain their future profits.

Cloutier said, “If you aren’t making a profit now, you must be able to tell the bank how you will change that in the short term, or you really won’t be able to get a loan.”

He highly recommends to businesses that they should start small when requesting for a loan from any financial institution.

“If you need money for 4 trucks, ask for 2,” says Cloutier. “The bigger the loan request, the harder it is to get it approved.”

Another way to acquire a loan is through the Small Business Administration (SBA). They can help direct you to institutions that offer loans that are guaranteed by the SBA. Through this, you will have the advantage of getting loans from banks that are interested in giving loans to small businesses.

guarantor loans

SBA Awards Grants to Economic ‘Clusters’

Those who are interested in borrowing money should contact the nearest SBA office or look over their website. The acting administrator of SBA, Jeanne Hulit, is encouraging businesses to look for banks that are experienced SBA lender.

Financial institutions that grant loans guaranteed by the SBA put great importance on business plans, as well as cash flow and profit forecasts in terms of deciding whether to lend or not, according to Hulit. The SBA may also refer businesses to several counseling centers that offer free services to enhance their performance.

By Litia Mathewsell

An intensive two-year health program by the Viseisei Sai Health Centre has found more outreach services to rural women are needed.

The findings came from mobile clinics provided to 5622 women and girls with reproductive health services in the Ba Province from November 2012 to December 2014.

"The project has confirmed a gap in reproductive health service provisions, hence it is recommended that outreach services be provided to rural women," the centre noted in a report launched last week.

"There are major gaps in knowledge and motivation for health seeking behaviour.

"Frontline service providers need capacity building. Advocacy and education is required at the community level on basic reproductive health issues.

"There should be renewed efforts to ensure that every woman and girl in Fiji has equal opportunities provided to them in every community development initiative."

The centre also said the project’s objective was to strengthen the rights of rural girls and women by empowering them through awareness and education on their reproductive health needs.

"This was next to providing them with essential clinical services for their contraceptive needs, gynaecological problems and cervical cancer screening.

Ba Province, it noted, had a population of 231,760 and the total population of the area covered in the project was about 80776, as areas such as Tavua and the Yasawas which also fall under Ba, were not covered by the clinical team.

Source: Fiji Times

The Fiji Finance Minister, Aiyaz Sayed Khaiyum, has called the boycott of parliament on Monday by the opposition a cheap political stunt.

The opposition boycotted over its concerns that the Budget document is riddled with errors and could not be made law in that state.

It wanted the entire document rewritten.

But Mr Sayed-Khaiyum says the opposition betrayed the interests of ordinary Fijians by their actions.

Mr Sayed Khaiyum says the opposition’s job is to ensure that the Budget is debated properly, effectively and meets relevant appropriate standards, something he says the government was looking forward to.

In the absence of the opposition the government pushed the Budget through parliament in one and a half hours.

All of this week had been reserved for Budget debate.

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Source: Radio New Zealand

By Jemima Garrett

There are signs of renewed Australian investment interest in Fiji in the wake of Foreign Minister Julie Bishop’s visit late last week.

Ms Bishop’s trip to Suva was her first since post-coup elections restored parliamentary government in the country.

The Australia-Fiji and Fiji-Australia Business Councils held a two-day forum to coincide with Ms Bishop’s visit.

More than 100 business leaders from both countries attended the forum.

Business links between Australia and Fiji cooled following the 2006 coup, but not as much as political links. They still have not returned to pre-coup levels.

Fiji’s prime minister, Frank Bainimarama, and Ms Bishop both spoke of plans to reinvigorate trade and investment.

"Clearly, the indications are that on both sides there is a good intent to bring the two nations together in terms of trade and business participation, given particularly the emotional connection that we know the two countries have, which as we know is very, very strong," ANZ Pacific CEO Vishnu Mohan said.

"It is all about people. There are so many Fijians who have business interests in Australia – they have got houses they have got children going to school.

"Australians outnumber everyone else in terms of tourist arrivals going to Fiji, so, all in all, I thought it was a very, very positive two days and we could see the warmth and the good intent behind the relationship from both sides."

Mr Bainimarama told the forum there is much significant untapped potential in Fiji’s trade with Australia and new opportunities for investment, including as a result of the government’s policy of making more state land available.

In the tourism industry, plans are afoot for expansion and refurbishment of some of Fiji’s lucrative resorts.

Australia-Fiji Business Council president Greg Pawson said he also saw opportunities for growth in other sectors.

"There are some exciting things happening in relation to other sectors such as agriculture, manufacturing," he said.

"Fiji is looking to put itself forward as a potential call centre base for companies, software developers, there are a lot of exciting things going on."
Australian investors still wary but optimistic

Before the election, there was a feeling among Australian investors that with other elements of democracy such as a free media, independence of the judiciary and an active civil society still a way off, they would continue to tread warily.

That feeling remains, but appears to be coloured with newfound optimism.

Australia is still by far the biggest source of foreign investment in Fiji and its biggest trading partner but it has been losing market share.

In the post-coup years, Fiji has accelerated its trade with countries in Asia and focused more on the Melanesian Spearhead group, which includes Papua New Guinea, Vanuatu and Solomon Islands.

Mr Mohan said Australian investors face increased competition in Fiji.

"Clearly it is going to be a challenge for Australia to break into that, but it is how they find that niche and how they go about doing it," Mr Mohan said.

Since the 2006 coup ANZ figures show that Chinese investment in Fiji has gone from $US25 million to around $US420 million.

Mr Mohan said he does not see this growth stopping.

"I think it will continue to grow because the Chinese have positioned themselves – and it is not just Fiji, [it’s] across the Pacific," he said.

"You will see a lot of Chinese interests in many areas, whether there is mining, or infrastructure development or trading or properties, and that will continue to happen. You can’t stop that."

Mr Bainimarama has thrown his weight firmly behind the proposed PACER Plus trade agreement, saying it would foster development in the whole region as well as Fiji, but made that conditional on addressing the trade imbalance between the two countries and significantly improving access for Fijian products in Australia.

Mr Pawson acknowledged there were problems with market access for products like ginger but said he believed problems with the trade balance are overblown.

"The prime minister, Bainimarama, made a comment, perhaps the only subtly negative comment in his speech, around the trade imbalance, where he talked about the fact that Australia exports considerably more to Fiji than Fiji does to Australia," he said.

"What he is not taking into account is service industries, the service industry sector and 350,000 people going there every year for a holiday contributes significantly to Fiji’s economy.

"So I think it is important to call that out. And on that basis the Fiji government has deliberately looked to other markets but that will all be bridged as we restore the relationship over time, I am sure."

Source: ABC

By Mohamed Taha and Allan Clarke

After selling fish and coconuts to help finance their trip from Fiji the Gonetoga rugby squad is ready to take on their Pacific nation rivals in Sydney.

The 15-member squad is the first from the Rewa province, which takes in the capital Suva, to travel to Australia for the Fiji Day Rugby Sevens Tournament in Parramatta this weekend.

The tournament is part of the Fiji Day Sydney festival, a major Pacific community event which attracted more than 20,000 people last year.

A total of 24 teams representing Pacific nations and Fijian provinces will take part.

Gonetoga team manager Unaisi Karan said many of the players came from simple backgrounds.

"This team is from the village," she said.

"Some of them are unemployed, some are fishermen and farmers, and they collect fish, collect coconuts.

"For some, it was the first time on a plane.

"To play in a big stadium will be an eye-opener."

Team captain Ilikena Karikaritu, 29, said many of the players sacrificed work to finance the trip.

"The rest of the boys, we deliver them some jobs to do," he said.

"Go out in the bush look for coconuts, some go out in the sea for fish.

"We put it together and sell the Lovo [national drink] for 50 dollars."

The fly-half said the team’s discipline included a self-imposed ban on alcohol, smoking and kava, which had helped them become role models in their province and fuelled their motivation to win the $20,000 prize money.

"All the elder people, they were very proud of us," he said.

"Even for some of the boys, it was very hard to leave [those] things and it’s been good to even, [for] some of us, grow big and healthy."

Team member Vuate Godro Sukulu, 22, said the village support had been huge.

"All our family members they were very supportive by helping us coming out here," he said.

"They were calling and praying for us and for best of luck."

Source: ABC

The island republic of Fiji, troubled but potentially prosperous, went to the polls on September 17th in the first election since the armed forces seized power in December 2006. Early results suggest that Frank Bainimarama, who became prime minister on the back of that coup, has polled strongly, with his Fiji First Party securing perhaps 60% of the vote. Since the coup Mr Bainimarama’s supporters have written a new constitution, introduced a bewildering electoral system and marshalled the resources of incumbency to secure victory for their new party. Their main opponent was the Social Democratic Liberal Party (SODELPA), which led the government that was overthrown in 2006.

Mr Bainimarama, who stood down as army commander in March, says SODELPA is a group of corrupt politicians seeking to resurrect Fiji’s baneful tradition of racial tension between the three-fifths of the population who are indigenous and the one-third who are of Indian extraction. The head of SODELPA, Ro Teimumu Kepa, one of Fiji’s three paramount chiefs, retorts that Fiji’s root cause of instability is Mr Bainimarama himself and army officers.

Fiji has had three coups since independence, in 1987, 2000 and 2006. In all of them, the 3,500-strong armed forces have been the decisive actor—though in 2000 they intervened not to overthrow the government but to suppress a coup launched by ethnic-Fijian nationalists. Mr Bainimarama was military commander at the time. His claim to be liberating the nation from its history of ethnic strife constantly harks back to that earlier episode, when his own life was threatened during an army mutiny at the army barracks in Suva, the capital.

This time round, the army will accept the election result. Mr Bainimarama’s hand-picked successor as commander, Brigadier-General Mosese Tikoitoga, has promised to uphold the constitution of 2013 and says he will back whichever party forms a government. The other larger parties lined up in opposition to Fiji First say that the new constitution was foisted on Fijians. They say they will seek a judicial review if elected to government. It looks like they will not get the chance.

Mr Bainimarama’s position has grown considerably more secure than it was in the early post-coup years. Fiji’s economy has recovered. Chinese money has helped build new roads, including a much-needed tarmacked highway up the eastern side of Viti Levu, the main island. Among the urban poor, subsidised bus fares for children and free schooling are popular.

Mr Bainimarama himself has grown more accustomed to speaking in public, cracking jokes and handling questions more adeptly than at first. Meanwhile, his opponents have withered. In an implicit acknowledgment of Mr Bainimarama’s popularity as a man who gets things done, they have concentrated their fire on the attorney-general, Aiyaz Sayed-Khaiyum, who is responsible for much of the affairs of government and who is less popular.

In past elections Fiji’s citizens have voted strongly along ethnic lines. This time the pattern is blurred. Mr Bainimarama has polled well among ethnic-Indian voters, who did not like the indigenous-controlled pre-coup government. Indigenous Fijians appear split between Fiji First and SODELPA.

Of the other five parties, most will struggle to reach the 5% threshold. The new proportional electoral system featured an opaque ballot paper showing only numbers representing candidates. It did not make clear to voters that party tallies are decisive in determining the overall outcome. Unfortunately, the 2013 constitution requires a 75% majority in a referendum for any change.

With no election for eight years, and a reduction in the voting age from 21 to 18, a large number of Fiji’s nearly 600,000 adults were voting for the first time. Many younger Fijians back Mr Bainimarama’s development and anti-racist messages. The result, by in effect legitimising the coup, has shocked the country’s intellectual elite. The task now for the Fiji First Party is to adjust the leadership style to fit the new parliamentary context, and to consult more effectively.

The past eight years have been debilitating for Fiji’s politics and have fostered possibly durable divisions among the country’s elites. A new elected parliament—particularly if it can marshal at least a degree of consensus among Fiji’s eternally quarrelsome politicians—would not only enable the country to return to the Commonwealth and the Pacific Islands Forum. It could also open the door to substantial foreign investment.

Source: The Economist

By Patrick Sawer

With more than 50 different nationalities and ethnic minorities Leicester is among the most diverse cities in Britain.

Its Indian population is one of Britain’s largest, there is a significant Afro-Caribbean presence and the local Polish community traces its roots in the area back to World War Two, when several thousand arrived as refugees.

Italians, Kenyans, Chinese, Bangladeshi and Sri Lankans also contribute to the city’s melting-pot.

It is therefore understandable that Keith Vaz, the Labour MP for Leicester East, should seek to broaden his understanding of his constituents’ roots by joining one of several All Party Parliamentary Groups set up to look at the problems of particular overseas nations.

What is a mystery is why, of all the APPGs available, he should choose to join one dealing with Fiji.

The group was set up by Patrick Mercer MP, after he took £4,000 from undercover reporters posing as lobbyists who said they wanted to overturn sanctions imposed on the country due to its poor human rights record.

Mr Mercer resigned the Conservative whip last week, after being exposed by The Telegraph and the BBC’s Panorama programme. He boasted to the undercover journalists that he had persuaded 18 MPs to join the APPG.

He said they included “several freeloaders that would like to go to Fiji” and one who asked to take his wife.

No doubt Mr Vaz had rather more serious reasons for wanting a place on the group, but the desire to understand the concerns of Fijians in his city is unlikely to have been high on his agenda – for the simple reason there are few, if any at all living there.

A recent study by Leicester City Council found that 34 per cent of the city’s residents were born outside the UK.

Of these nearly 40,000 were born in India, 12,392 were Asians born in South and Eastern Africa, primarily Uganda, with another 7,000 from Kenya.

In addition, almost 6,500 residents were born in Poland, more than 3,500 in the Middle East, 3,534 in Pakistan, 3,377 in Zimbabwe and 3,209 in Somalia.

Of Fijians there is no mention.

Indeed there is little evidence that many of the 3,500 Fijians known to live in Britain have ever shown any particular desire to move to Leicester.

There was certainly little sign of them when The Sunday Telegraph visited Leicester’s Golden Mile, the heart of Mr Vaz’s constituency

The area, straddling the city’s Melton and Belgrave Roads, displays an ethnic and cultural mix of a very British type.

Shops selling ornate gold jewellery prized in Indian families rub shoulders with a fast food outlet advertising ‘Indo-Chinese’ pizzas. A café offers Indian, Italian and Mexican food, while the Saravanaa Bhavan Indian vegetarian restaurant boasts branches in the US, Canada, Qatar, Germany, Kuwait and the subcontinent itself.

Nearby, a newsagent advertises phone cards with bargain rates for Afghanistan, Nepal, Philippines, Bangladesh and Brazil.

But of Fiji or Fijians there is no sign.

We popped into the UaeXchange bureau de change. Had they ever had any requests for Fijian dollars, from expats perhaps, preparing to visit their families back home?

“Never. It’s not a currency that moves,” said a cashier. “But I could order you a cash transfer to pick up on arrival.”

A tourist leaflet in the local library highlights the city’s Caribbean carnival, Diwali festival and Gay Pride weekend, but makes no mention of any Fijian celebrations.

In the nearby newsagent Gujarati language newspapers were stacked alongside Saudi, Bangladeshi, French and German publications. But again, nothing from Fiji.

Nagarjuna Lingala, a shipping broker operating from a small office on the Golden Mile, said he had never had recourse to send a parcel to Fiji on behalf of a customer.

“I’ve dispatched all over the world, but not there,” he said.

Perhaps the various travel agents along Melton Rd advertising multinational destinations and package deals could help?

But here too Fijian customers were thin on the ground.

Muhammad Faisal, the business development manager for Home and Away Holidays, said: “We book flights all over the world for people wanting to visit families they left behind, but I don’t remember having a single request for flights to Fiji.

“There’s really no Fijian community in Leicester that I can think of. I didn’t know our MP had a particular interest in that country. Do you think he wanted a free trip?”

Mr Vaz’s political opponents are equally sceptical about his sudden enthusiasm for the distant South Pacific island.

Ross Grant, the city’s only Conservative councillor, said: “Given the diversity of Leicester I would have thought he would more than enough on his plate from communities with a presence in his constituency, rather than concerning himself with a country that has no presence in the city.”

Lib Dem councillor Nigel Porter was just as puzzled. “It’s quite bizarre,” he said. “It sounds like a nice place for a jolly. I certainly can’t think of any Fijian interests in Leicester.”

In fact there is one such interest, and a rather special one at that.

His name is Vereniki Goneva, he was born in Fiji and he is currently one of the leading stars of Leicester Tigers rugby union club.

Goneva signed for the club last year and his thrilling tries helped them secure the Aviva Premiership title last month.

Gary Sherrard, the club’s press officer, said the absence of any other Fijians in the city had proved to be no obstacle to the 29-year-old, known as Niki to fans.

“Niki had spent two years in France before he came to us, so he was used to being away from his culture,” said Mr Sherrard.

“But we also had the Tuilagi brothers from Samoa, who have played for the Tigers at various stages in their careers, look after him and help him settle in and feel at home. He’s a great lad and the fans love him.”

Surprisingly, however, there appears to be no record of Mr Vaz meeting Mr Goneva, a minority of one in a city of so many other minorities.

A spokesman for Mr Vaz, the Labour chairman of the home affairs select committee, said: “Mr Vaz is a member of several all-party country groups. No visits were offered to him either in the email or subsequently and he refutes suggestions that this is why MPs join APPGs.

“He fully supports Fiji’s suspension from the Commonwealth which should remain until there are free and fair elections. This reflects the views of his Fijian origin constituents.”

Source: The Telegraph

Prime Minister Commodore Voreqe Bainimarama will conduct an extensive tour of the flood affected areas in the coming days.

Bainimarama says emergency services continue to be on full alert to support the affected areas, and government is closely monitoring the weather situation as they begin planning recovery.

He says the prayers and thoughts of the nations is with those affected by the flooding-especially the families of those lost in this tragic weather.

Bainimarama has personally thanked all those who have been working tirelessly in providing assistance during this challenging time.

Despite the flood water receding and water improving in most areas, the Prime Minister is urging the public to continue to take precaution and be mindful of the dangers that still exist.